Independent Financial Adviser in Norwich
Your wealth. Your life. Planned together.
Chartered, fixed-fee financial advice for people across Norwich and Norfolk who want clearer decisions about pensions, investments, retirement and family wealth.
Local financial advice for Norwich families, professionals and business owners who want one joined-up view of their wealth.
“Good planning is not about collecting more financial products. It is about understanding what your money needs to do, testing the choices available and giving you a clear basis for the next decision.”
UK partner offices
Assets under advice
rockwealth group
5-star client reviews
Choose clarity
with fixed fees
Your Financial MasterPlan starts at £2,000, a figure you see and agree before any work begins. Ongoing advice is normally charged on a fixed-fee basis, with a percentage option available where it is cheaper for a smaller portfolio.
Independent financial advice built around you
Whether you are planning for retirement, reviewing pensions or deciding how to invest, our Norwich financial adviser helps you understand your options and build a clear plan around your goals. Meet Matt Frary, Chartered Financial Planner.
Financial Planning
Bring income, pensions, investments, tax and future goals into a personal financial plan. Cashflow modelling helps show what may be possible and where action matters most.
Explore this serviceInvestment Advice
Structure your portfolio around long-term evidence, global diversification and your capacity for loss, rather than market forecasts, fashionable funds or unnecessary complexity.
Explore this serviceRetirement Planning
Explore when work could become optional, how much you might spend and how pensions and other assets could provide a sustainable income throughout retirement.
Explore this serviceAdvice for the decisions that shape your future
Create a structured plan around the future you want, bringing cashflow, protection, tax, pensions and investments into one decision-making framework.
Your Financial Plan
Learn more
Compare retirement dates, spending levels and difficult market conditions before leaving work. See how income could be drawn and where flexibility may strengthen the plan.
Retirement Planning
Learn more
Build an investment strategy with a defined purpose. Portfolio recommendations reflect your goals, time horizon, loss capacity and the evidence on long-term investing.
Investing
Learn more
Explore gifting, trusts, allowances and estate-planning choices in the context of your lifetime cashflow, so supporting others does not compromise your own financial resilience.
IHT Planning
Learn moreIgnore the predictions. Invest with a process.
Nobody knows which market will lead next. Our Norwich investment advice focuses instead on the factors you can influence: diversification, risk, costs, tax wrappers and the behaviour needed to remain invested through uncertainty.
Global diversification
Spread investment exposure across companies, sectors and regions instead of relying heavily on one market, manager or recent winner.
Low-cost implementation
Charges reduce the return you keep. Cost-conscious implementation helps more of your capital remain invested and compounding towards its purpose.
Rules-based rebalancing
Periodic rebalancing restores the intended asset mix and risk profile without turning news, forecasts or emotion into an investment strategy.
Responsible overlay
When it suits your preferences, responsible investment screens can be considered without abandoning the principles of diversification and discipline.
What our clients say about our financial advice
Trusted by clients across Norwich and Norfolk for clear, considered advice and a personal service. Read their verified Google reviews.
Insights from our team
From practical guides to market commentary - stay informed about what matters for your financial future.
Before you speak to an adviser
Straight answers about who we help, what advice involves and how a first conversation works.
We begin by understanding where you are now, what matters to you and which decisions need attention. This may involve exploring when you could afford to retire, assessing the choices available for your pensions, shaping a long-term investment approach or considering how best to support your family. Our role is to bring everything together so you can make informed decisions with greater clarity.
We usually charge a clear fixed fee, agreed in writing before any work starts and linked to the service delivered. For a smaller portfolio, a percentage fee can sometimes work out cheaper; if it does, we will explain that option and let you choose. Your first conversation costs nothing, and you will always see the proposed fee before you commit to anything.
You may be perfectly comfortable managing straightforward financial matters yourself. Professional advice can become more valuable when a decision is complex or difficult to reverse. This may be as retirement approaches, after receiving an inheritance, when selling a business, consolidating pensions or deciding how much you can afford to give away. An adviser can compare the options, highlight what may have been overlooked and give you a sound basis for action. You can read what clients say about working with us.
Your first conversation will be with Matt Frary, an experienced financial planner based in Norwich. He will take time to understand what has prompted your enquiry, explain where advice could help and be open if rockwealth is not the right fit. You can learn more about Matt Frary and explore what to expect from our advice before getting in touch.
The initial discovery call is a conversation rather than a sales presentation. We will discuss what has brought you to us, what you would like to achieve and any decisions that currently feel unclear. It is also an opportunity to ask about our approach, likely fees and timescales. The meeting is at our cost, with no obligation to proceed with a personal financial plan.
Still have questions? We're here to help.
Start with the question that is on your mind
You do not need to arrive with everything organised. Tell us what has changed, what feels uncertain or what you want life to look like next. We will explain whether our Norwich team can help and what the next step would involve.