Financial planning: a framework for better decisions
Bring cashflow, pensions, investments, tax and protection into a plan organised around the life you want to lead.
A useful plan begins with questions rather than products.
We map what you own, owe, earn and spend, then connect those facts to the outcomes that matter to you. Cashflow modelling can illustrate trade-offs - such as retiring earlier, helping family or changing work - without pretending the future is certain.
Recommendations are prioritised, explained in plain English and revisited as circumstances change. Pensions, investments, protection and tax are considered together, so an improvement in one area does not create an unintended problem elsewhere.
See how we help Norwich residents achieve financial clarity
Our process
How we work with you
From first conversation to ongoing partnership, our process ensures nothing is overlooked and you always understand what's happening.
Initial Discovery
Understanding your situation
This meeting is at our cost. We take time to get to know you, understand your goals, and determine whether we can add genuine value to your financial life.
Recommendation
Your financial roadmap
We prepare a comprehensive report detailing our research and recommendations. This includes a full analysis of your situation and a clear action plan.
Implementation
Making it happen
We handle all the paperwork and liaison with providers - setting up new accounts, consolidating existing pensions where appropriate, and putting your plan into action.
Ongoing Service
Your financial partner
Annual reviews, market updates, and proactive advice as your life evolves. Three clear price bands based on your situation - no hidden costs.
For those with smaller portfolios, percentage fees can work out cheaper. If that applies in your case, you will have that option.
Why Norwich residents trust rockwealth
Norwich isn't just another location - it's home to a diverse community with varied financial needs. Whether you're a business owner, a professional, or approaching retirement, your financial situation deserves expert attention.
We've worked with numerous clients across Norfolk and understand the common concerns: property wealth management, generating retirement income, pension planning, and passing wealth to the next generation efficiently.
Frequently asked questions
What makes Expert financial planning different?
Our qualifications is the highest professional qualification in financial planning. It means we've demonstrated advanced technical knowledge, adhere to a strict code of ethics, and commit to ongoing professional development.
How do you charge for financial planning?
Our fees are agreed before work begins and are normally fixed according to the service delivered. Where a percentage charge would be cheaper for a smaller portfolio, we will explain that option. For comprehensive financial planning, fees typically range from £3,000-£8,000 depending on complexity. Advice fees are separate from platform and underlying fund charges.
Can you help with property-related financial planning?
We specialise in helping property owners with financial planning aspects - including how property fits into your overall wealth, inheritance tax implications, and ensuring sufficient liquidity.
Do you work with other professional advisers?
Yes, we regularly coordinate with solicitors, accountants, and tax specialists. Good financial planning often requires a team approach for coherent, joined-up advice.
How to meet with us
Our office is based at our Norwich office at St Georges Works, 51 Colegate, Norwich, and meetings can also be held online for clients across Norfolk.
rockwealth Norwich IFA
St Georges Works, 51 Colegate, Norwich, NR3 1DD
Putting the subject in context
How this service fits your wider plan
A financial plan is a decision-making framework, not a collection of products. It starts with what you want life to look like, then tests whether your income, assets and commitments can support it.
For advice centred on the area, meet our Norwich financial planning team. You can also explore retirement modelling for Norwich clients, locally delivered investment advice and inheritance tax guidance in Norwich.
The wider rockwealth Norwich approach connects those decisions in one plan. Our planning process explains how we move from discovery to practical recommendations.
Start with the question that is on your mind
You do not need to arrive with everything organised. Tell us what has changed, what feels uncertain or what you want life to look like next. We will explain whether our Norwich team can help and what the next step would involve.
